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Pay off the mortgage

I would like to praise Michelle Singletary for her column, “Boomers, pay off mortgage” (June 22). My husband and I are baby boomers and we just paid off our mortgage in order to be 100 percent debt-free.

Thanks to a course offered by our church five or so years ago by Dave Ramsey (visit www.daveramsey.com), we took to heart his message on the freedom and savings of living debt-free. Now at ages 50 and 54, we can put what was once debt into a SEP IRA and enjoy the savings and earnings during retirement.

We did not throw a party, but we did shred the mortgage book and took our three teenagers out for a nice dinner.

Nancy Hull
Greensboro

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