You won't find any interest in this deal
Ever put something on layaway to avoid adding to your credit card debt but wish you could have the product up front?
Hey, didn't you get the memo? Waiting is for losers.
You want to play with that new Xbox on that new TV right now, believe me.
And if you have young kids, you shouldn't deprive them any longer of the chance to have some fun like putting the car keys in the Xbox disc tray.
You love your children, don't you?
Here's something you should take advantage of, provided you have the self-discipline to pay off the balance in time.
Stores routinely offer zero interest plans for a certain number of months, provided, of course, you use their credit card to buy the stuff.
One of the best deals I've seen lately is at Best Buy. If you buy at least $299 worth of stuff on the Best Buy credit card and pay it off in 18 months, you pay zero interest.
It's tempting, however, not to make the deadline. But do so at your own peril.
That's because you'll end up paying back interest, and that ain't cheap. Best Buy's credit card has a steep 19.9 percent interest rate.
Sears is also offering 0 percent APR financing until June 2006 on purchases you make with the Sears card on all electronics worth more than $399.
