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Letters to the Editor
Thursday, June 16, 2005

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Limiting workers' comp makes sense

As an experienced workers' comp claim adjuster, I disagree with your June 6 editorial, "Workers' comp law doesn't need fixing." The Industrial Commission is inclined to award benefits rather than decline or terminate them, and so the employer is left to bear the burden of rising health-care costs in the form of higher insurance premiums. These costs are ultimately passed on to the local economy in the price of goods and services and fewer new jobs.

Increasing the cost of doing business in our state will hinder the ability of local government to secure new industries like FedEx and Dell, unless we're looking for more ways to give away tax breaks and free land to opportunistic corporations.

Workers' comp is not broken, it just needs some maintenance. A time limit on wage benefits makes sense, and requiring employees to take responsibility for their return to work is both reasonable and prudent.

Wayne Moyer
Greensboro

Comments (4)

Right Mr. Moyer, if an employee is injured on the job just give him a tin cup and a few pencils and let him go sit on a corner somewhere- the hell with him. Why should an employer have to take care lazy employees just because they are injured on the job, probably faking anyway.

Wayne, why then do people have to appeal so many OBVIOUS case? Like the one where the gentleman who lost his wife on the job because she was MURDERED? He obviously had a legit claim, and a right NOT to be given the run around during that most difficult time.
I'm not saying give people blank checks for workman's comp, but people DO get hurt and even KILLED on the job everyday in North Carolina. It would make sense for you adjusters to do some "adjusting". But of course, my motto after working for the state many years, is "if it makes sense in state govamint, it ain't happenin'".
I'm sure there are private investigators that the state's insurance company contracts with. Have a few of them follow some of these frauds around and prosecute them. They are being paid anyway. Why not?
Please just do your job, and do it with a little common sense and compassion for the little guy ok? Thx.

Thank you, Mr. Moyer. Spoken like a true claims adjuster. Pay as little as possible when it comes to the people who work so hard for the copanies you represent. What sorts of limits would you suggest? One year? Six months? How long would you allow an employee to gather their wage benefits before you cut them off? What types of claims would you think are bogus? Tell me because I am interested to hear you opinion.
Did you think for one minute that when you decide to cut these people from their wages, you also might be starving them, forcing them from their homes, or other horrible things like that?
My family has some experience with these workers comp laws and frankly, I don't think you really understand what it is like to have to be on workers comp for an extended period of time. Most people would rather be back at work than dealing with the likes of you. The law should not be once again catered to big business just so they can continue to make monster profits.

Oh yeah, I'm seeing how "un-biased" Mr. Moyer is in this situation.

Limiting worker's compensation shows how inconsiderate we have become for the worker in America. First, if we limit worker's compensation to a certain number of years we are not considering those who have long-term disabilities due to an on-the-job accident. What of John Doe who becomes a quadriplegic in his twenties due to a work related accident? Does he get ten years of disability and must find a way to support himself?

Mr. Moyer is using a typical alarmist argument that worker's compensation is causing a rise in the costs of goods and services. So many other factors play into the rise in prices. What has happened to the price of gas in the past two years? I think it's more than doubled.

Next is how it will affect the state's ability to attract business to the area. What Mr. Moyer is dodging around is the fact that the state will give out incentives to industries no matter what the state of worker's compensation is in North Carolina. Other states have less lenient worker's compensation and have to fight with every other state to attract industry. It will still happen.

Last, the industrial commission is not inclined to award benefits at the drop of a hat as Mr. Moyer suggests. That is his biased view of the situation. If a case goes to the industrial commission it means there is a good chance both sides have valid points to be explored. The commission is unbiased, but it sounds as though Mr. Moyer has had too many cases he adjusted denied. Perhaps, Mr. Moyer needs some fixing in his expertise at doing his job rather than fixing an entire system.

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